Insurance is a complex business, requiring expertise at various levels. There are a number of companies in South Africa whose speciality is dealing with companies in the business community, providing them with the broad range of insurance services that the average business will need. It is fair to say that the business insurance shares some common ground with personal insurance needs of an average family. However, depending on the nature of company’s activities, their needs can verge off in directions that the average family have never heard of.

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Running a business in these financially troubled times is a challenge. Sales are down, and profits are being eroded from every angle as material costs rise, and credit is becoming tighter all the time.

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